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	<title>Comments on: Consumer Bankruptcies Reach Record Since Reform</title>
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	<description>J. Thomas Black, Attorney at Law - Board Certified, Consumer Bankruptcy Law by the Texas Board of Legal Specialization - 2600 S. Gessner, Suite 110, Houston, TX 77063, Office: (713) 772-8037, Toll Free (877) 597-9358</description>
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